US Mortgage Network is a mortgage lender with access to a huge network of banks and investors who offer home loans. We’re not tied to one product or company; we can truly look at hundreds of options and offer a selection that’s right for your situation.
Below, we’ve listed a number of common loans that we offer. If you’re ready to get started on your loan application, we’re ready to help. Have questions? You can always call us at (724) 933-9300.
Are you dreaming of building a new home? We have great news for you: US Mortgage Network offers many types of construction/permanent loans that can help make your custom home a reality. With so many loans to choose from, new construction is a great option for many homebuyers.
With US Mortgage Network’s construction loan/permanent loan:
Need to sell your existing home first? We have unique solutions for homeowners with equity tied up in their home. Learn more today about our new construction/permanent loans. Call (724) 933-9300.
An FHA loan might be right for you if:
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). The federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
With an FHA loan, your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be rolled into the loan.
A Fixed Conventional loan might be right for you if:
A fixed conventional loan means you will pay the same interest rate for the length of the loan. Most conventional loans require a down payment of between five and 20 percent. If you put down less than 20 percent, the lender may require you to purchase private mortgage insurance.
An ARM might be right for you if:
An adjustable rate mortgage (or ARM), has an interest rate that will change (or “adjust’) after a period of years. This rate may go up or down, so often buyers prefer the fixed rate conventional mortgage for its predictability.
ARMs generally offer a lower initial rate and monthly payment than traditional financing but are more unpredictable because of variable interest rates.
Although initial monthly payments may be lower with an ARM, it’s important to understand your loan before choosing this option.
A VA loan might be right for you if:
VA loans offer several benefits to veterans: no down payment (in most cases); no private mortgage insurance and a negotiable interest rate, among other perks.
VA loans are available for service members (past and present) who wish to purchase a primary residence. Although the Department of Veterans Affairs (VA) does not lend money for VA loans, it backs loans made by private lenders (banks, savings and loans or mortgage companies) to veterans who qualify.
Who Is Eligible for a VA Loan?
Refinancing might be right for you if:
With historic low interest rates and increasing home prices, you may qualify for a refinance even if you could not in recent years because you owed more on your home than it was worth (also called “being underwater”).
We’ll make refinancing your home mortgage as streamlined as possible with electronic signatures and our top-notch customer service. Call us today to see if refinancing can help you achieve your financial goals.
Complete This Form to Recieve a no obligation consultation. We will analyze your situation and determine the best solution.